The following is a guest post Lukas School, co -founder safety。
2024 was an extremely important year for Defi. Practical applications for smart accounts are already used. Mile stones with major infrastructure, such as the abstraction of chains, and the positive market emotions and consistent growth, will be able to return to the foundation next year. This means a product that brings true value to users who truly revolutionize the digital world. Some of the expected developments in 2025 are as follows:
1. At least 20 % of ETHEREUM users depend on the smart account compatible with EIP-7702
In the first quarter of 2024, the compromise of the private key was more than more than $ 239 million, and the industry was expensive. The SMART account promises to unlock a safe and customized user experience, but a wide range of recruitment requires a complete overhaul of existing Defi infrastructure. After the ERC-4337 standard started in March 2023, the adoption of a smart account was relatively slow. It increased in 2024, but the smart account is never ubiquitous.
Future Pectra Upgrade of EtherEumThe schedule in 2025 includes EIP-7702. This is a new standard for an external account (EOA) to run a smart contract code directly from the address, and provides part of the smart account function to EOAS. Under these standards, the private key holds the account's complete control, raises security risks, and limits the recovery of accounts. Nevertheless, the EIP-7702 plays an important role in the transition period because the industry continues to build smart account infrastructure.
The demand for users on improving accessibility, security, and efficiency is expected to move at least 20 % of EIP-7702 compatible smart accounts in 2025 to promote recruitment.
2. Half of all Defi users navigate multiple blockchains from a single integrated interface
If you can see the mainstream in the next five years, you need to abstract blockchain technology from user experience. A smart account is an ideal base for chain abstraction. Due to programmable properties, smart accounts can directly embed chain abstractions in the user's account and release from the overload of the infrastructure.
safety We are actively working on solutions to this. and SafenetIt will be released this year. We assume an account where users can see all assets. At once, you can easily complete the multi -chain transe traction from which chain. already, safety The account is a pillar of Defi, saves about 7.6 % of all USDCs, 9.4 % of Cypherpunks, and more than $ 100 billion.
safety The account supports the following applications: File berthGSUITE distributed competition partner, OSNAPTools for on -the -ene governance, and Bulla BankerBank Less WEB3 protocol for billing and payment. Bring a chain abstraction to a smart account -simplifying Defi at the time of entry -relieving the serious possibility of the distributed economy.
3. AI -drive -type agents execute at least 20 % of all chain DEFI transactions
2025 is the year when the integration of AI agents and smart accounts begins. Imagine an intelligent entity without mercy in a 24 -hour system to manage the Crypto portfolio. Next, imagine a smart account that enhances AI agents, so that users can set a budget guardrail so that they can incorporate safety measures such as recovery accounts. The revolution is already ongoing. More than half of the monthly safe transactions are in GNOSIS CHAIN by OLAS, a distributed network driven by autonomous agents.
The integration of AI agents and smart accounts exceeds autonomous transactions. The web3 games are transformed, and the agents perform tasks such as collecting resources, crafts, and battle, and provide players with more attractive, dynamic and personalized experiences. In the predictive market, AI agents analyze a large amount of data and significantly reduce barriers to the average user's entry. In 2025, smart accounts will expand their autonomous agents, reconstruct Defi, and push the diversified economy to the world.
4. Three major global financial institutions integrate the settlements across StableCoin -based borders
The global TRADFI engine is in a hurry to catch up. In the second quarter of 2024, VISA processed a $ 3.9 trillion transaction. During the same period, StableCoins's $ 1.1 billion transaction volume was only $ 8.5 trillion. Use of StableCoin for payment and remittance over the borders is rapidly becoming the first option for users looking for cheaper options for sending money.
All of these say: Global financial institutions board. Remittance and payment killer uses, and promising 2025 regulatory environmentI'm going to see the true integration of the conventional financial system.
5. 10 % of the overall DEFI fluidity flows three or more eco -systems through zero knowledge -based interoperability.
The interoperability of the cross -chain requires data and communication fluid movement. Zerona Ledge Proof (ZKPS) Work on two problems at the core of interoperability: privacy and security. Through the ZK-Native protocol or the integration, ZK breaks down the information silo, the user and the protocol can exchange data, so that transactions can be verified in a privacy maximized way.
CHAINLINK, who had a strategic partnership with Safe last year, investigates a zero recognition -based solution deco with the aim of improving the privacy and security of users, protocols, and institutions who are currently trying to use Oracle. I am. Many projects can be expected to have a significant impact on the industry toward the end of 2025 by shifting to the ZK interoperable tools.
I'm looking ahead
Five years later safe Journey, we are excited to be part of the exercise of digital ownership and all the accompanying locks. Next year, the abstraction of the chain will allow you to overcome the technical challenges of blockchain while benefiting from diversification.
The progress of the autonomous AI agent, combined with a smart account infrastructure, breaks the barriers to transactions and unlocks new opportunities to build wealth. The industry led by the mission of providing actual products and value to users can see unprecedented on -fin activities. The future is bright.
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